Free Diminished Value Calculator

Diminished value is the difference between your vehicle's market value before an accident and its reduced value after repairs. Even after proper repairs, vehicles with accident history typically sell for less than comparable vehicles without accidents. This loss in value is what you can claim from the at-fault party's insurance.

Our free calculator uses industry-standard formulas including the 17c method and provides a reliable preliminary estimate. However, for insurance claims or legal proceedings, we recommend ordering a certified appraisal report from SnapClaim, which provides detailed documentation accepted by insurance companies and courts nationwide.

You can claim diminished value after any accident where you were not at fault and your vehicle sustained damage requiring repairs. This applies even if repairs were completed perfectly - the accident history alone reduces your vehicle's market value. Claims must typically be filed within your state's statute of limitations.

Several factors determine diminished value: the severity of damage, vehicle age and mileage, pre-accident condition, quality and type of repairs, whether structural damage occurred, the vehicle's make and model popularity, and current market demand. Luxury and newer vehicles typically experience higher diminished value.

While our free calculator provides an instant estimate, insurance companies and courts require a certified appraisal report for claims. SnapClaim's certified reports include detailed methodology, market analysis, comparable vehicle data, and professional credentials that meet insurance and legal standards for diminished value claims.

The free estimate is instant - just fill out the form and receive your preliminary diminished value calculation immediately. For certified appraisal reports from SnapClaim, most are completed within 24-48 hours and include comprehensive documentation for your insurance claim or legal case.