Free Car Insurance Appraisal Calculator

Diminished value is the difference between your vehicle's market value before an accident and its value after repairs. Even with proper repairs, a vehicle with an accident history is worth less than an identical vehicle without one. Insurance companies may owe you compensation for this loss.

This free calculator provides a preliminary estimate based on industry-standard methodologies and market data. While useful for initial planning, it's not a substitute for a certified appraisal. For insurance negotiations or legal proceedings, you'll need a court-ready, certified report from SnapClaim.

You'll need your vehicle's year, make, model, odometer reading, pre-accident condition, estimated pre-accident value, accident date, damage severity, and your location (state). Having this information ready will help you get the most accurate estimate.

This free estimate is for informational purposes and initial planning. Most insurance companies require a certified, professional appraisal for claims. SnapClaim offers court-ready certified reports that insurance companies and courts will accept as official documentation.

A certified SnapClaim report includes a comprehensive professional appraisal with detailed methodology, market comparables, repair impact analysis, photo documentation, appraiser credentials, and a legally defensible valuation. These reports are specifically formatted for insurance companies and legal proceedings.

The free estimate is instant - you'll receive it immediately after submitting your information. If you order a certified report, SnapClaim typically delivers within 24-48 hours, though complex cases may take slightly longer for thorough analysis.